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EXCLUSIVE
CONTRACTOR PROGRAMS

Call us to see about:

Artisan Contractor Program

Our Artisan Contractor Program is as an online rating option for trade contractors. The program offers 125 classes for trade contractors with gross receipts less than $2,000,000.

  • Premiums Starting at $500

  • Basic, Preferred, and Sunset Clause Coverage Options​

  • Over 125 Classes Available

  • Quote, Bind, Complete Application Online Seamlessly

  • Dedicated underwriting team available to assist

  • Certificates and Endorsements online

  • Quotes available 24/7

  • Owner + employees ratings, Not payroll

  • No Premium Audits

  • No Residential Tract Limitiation

  • Limits up to $1,000,000 / $2,000,000

  • Blanket Additional Insureds - CG2010

  • Blanket Waiver of Subrogation - CG2404

  • Blanket Primary/Non Contributory CG2001

  • Completed Ops Additional Insured - CG2037

  • Per Product Aggregate Available

  • Commercial Inland Marine Package, which includes: *Texas Only

    • $25,000 Owned Equipment​

    • Leased/Rented Equipment

    • Installation Floater

    • $2,500 Miscellaneous Employee Tools

Small Contractor & Remodelers Program

Our Small Contractor Program is designed for Small Residential and Commercial Contractors, Home Builders and Remodelers. The program is the next tier in our Contractor Portfolio, focusing on the smaller contractor with less than $5,000,000 in receipts.

  • Premiums Starting at $2500

  • Limits up to $1,000,000 / $2,000,000

  • No Premium Audits

  • No Residential Tract Limitiation

  • Blanket Additional Insureds - CG 2033

  • Blanket Waiver of Subrogation - CG 2404

  • Blanket Primary/Non Contributory - CG 2001

  • Completed Ops Additional Insured

       CG 2037

  • Uninsured Subcontractors

  • Per Project Aggregate Available

  • No Classification Limitation

  • Commercial Inland Marine Package, which includes: *Texas Only

    • $25,000 Owned Equipment

    • Leased/Rented Equipment

    • Installation Floater

    • $2,500 Miscellaneous Employee Tools

Preferred Plus Program

Our Preferred Plus Program is tailored to satisfy the Insurance Requirements of the large National Home Builders as well as Commercial Contractors working for a General Contractor with similar requirements.  The program offers broader coverage at higher minimum premiums. 

  • Premiums Starting at $7,000

  • No - Action Over Exclusion

  • No Premium Audits

  • No Residential Tract Limitation

  • No - Bodily Injury to Subcontractor Exclusion

  • No - Earth Movement and Subsidence Exclusion

  • No - Contractual Limitations (contractual language per the CGL Form CG 0001 - StandardISO)

  • No - Overspray Exclusion

  • No - Damage to Work Preformed by Subcontractors on your behalf Exclusion

  • No - Classification Limitation

  • Policy is NOT Restricted to contractors working for Homebuilders only

  • Deductibles: $5,000 BI/PD

  • Includes Contractor Bundle: Blanket A/I, Blanket WOS, Blanket PNC, Blanket CG 2037, PerProject Aggregate, Blanket 30 DNOC

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