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RSI Featured Products

At RSI we are known for our excellence and commitment to customer service alongside expert guidance and solutions to fit our client's needs. 

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Exclusive Contractor Programs

Featured Products

  • Artisan Contractor Program

  • Small Contractor & Remodelers Program

  • Preferred Plus

ONLINE QUOTE ANYTIME

Artisan Contractor Program

The program offers 125 classes for trade contractors with gross receipts less than $2,000,000.

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  • Premiums Starting at $500

  • Basic, Preferred, and Sunset Clause Coverage Options​

  • Over 125 Classes Available

  • Quote, Bind, Complete Application Online Seamlessly

  • Dedicated underwriting team available to assist

  • Certificates and Endorsements online

  • Quotes available 24/7

  • Owner + employees ratings, Not payroll

  • No Premium Audits

  • No Residential Tract Limitiation

  • Limits up to $1,000,000 / $2,000,000

  • Blanket Additional Insureds - CG2010

  • Blanket Waiver of Subrogation - CG2404

  • Blanket Primary/Non Contributory CG2001

  • Completed Ops Additional Insured - CG2037

  • Per Product Aggregate Available

  • Commercial Inland Marine Package, which includes: *Texas Only

  • $25,000 Owned Equipment​

  • Leased/Rented Equipment

  • Installation Floater

  • $2,500 Miscellaneous Employee Tools

Small Contractor & Remodeler Program

Designed for Small Residential and Commercial Contractors, Home Builders and Remodelers. The program focuses on the smaller contractor with less than $5,000,000 in receipts.

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  • Premiums Starting at $2500

  • Limits up to $1,000,000 / $2,000,000

  • No Premium Audits

  • No Residential Tract Limitiation

  • Blanket Additional Insureds - CG 2033

  • Blanket Waiver of Subrogation - CG 2404

  • Blanket Primary/Non Contributory - CG 2001

  • Completed Ops Additional Insured

  •        CG 2037

  • Uninsured Subcontractors

  • Per Project Aggregate Available

  • No Classification Limitation

  • Commercial Inland Marine Package, which includes: *Texas Only

  • $25,000 Owned Equipment

  • Leased/Rented Equipment

  • Installation Floater

  • $2,500 Miscellaneous Employee Tools

Preferred Plus Program

Tailored to satisfy the Insurance Requirements of the large National Home Builders as well as Commercial Contractors working for a General Contractor with similar requirements.  The program offers broader coverage at higher minimum premiums. 

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  • Premiums Starting at $7,000

  • No - Action Over Exclusion

  • No Premium Audits

  • No Residential Tract Limitation

  • No - Bodily Injury to Subcontractor Exclusion

  • No - Earth Movement and Subsidence Exclusion

  • No - Contractual Limitations (contractual language per the CGL Form CG 0001 - StandardISO)

  • No - Overspray Exclusion

  • No - Damage to Work Preformed by Subcontractors on your behalf Exclusion

  • No - Classification Limitation

  • Policy is NOT Restricted to contractors working for Homebuilders only

  • Deductibles: $5,000 BI/PD

  • Includes Contractor Bundle: Blanket A/I, Blanket WOS, Blanket PNC, Blanket CG 2037, PerProject Aggregate, Blanket 30 DNOC

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