Exclusive RSI Programs
Featured Programs
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Artisan Contractor Program
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Small Contractor & Remodelers Program
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Preferred Plus Program
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Wind Deductible Buy Back Program (Commercial Only)
ONLINE QUOTE ANYTIME
Artisan Contractor Program
The program offers 125 classes for trade contractors with gross receipts less than $2,000,000.
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Premiums Starting at $500
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Basic, Preferred, and Sunset Clause Coverage Options
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Over 125 Classes Available
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Quote, Bind, Complete Application Online Seamlessly
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Dedicated underwriting team available to assist
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Certificates and Endorsements online
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Quotes available 24/7
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Owner + employees ratings, Not payroll
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No Premium Audits
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No Residential Tract Limitiation
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Limits up to $1,000,000 / $2,000,000
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Blanket Additional Insureds - CG2010
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Blanket Waiver of Subrogation - CG2404
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Blanket Primary/Non Contributory CG2001
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Completed Ops Additional Insured - CG2037
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Per Product Aggregate Available
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Commercial Inland Marine Package, which includes: *Texas Only
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$25,000 Owned Equipment
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Leased/Rented Equipment
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Installation Floater
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$2,500 Miscellaneous Employee Tools
Small Contractor & Remodeler Program
Designed for Small Residential and Commercial Contractors, Home Builders and Remodelers. The program focuses on the smaller contractor with less than $5,000,000 in receipts.
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Premiums Starting at $2500
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Limits up to $1,000,000 / $2,000,000
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No Premium Audits
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No Residential Tract Limitiation
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Blanket Additional Insureds - CG 2033
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Blanket Waiver of Subrogation - CG 2404
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Blanket Primary/Non Contributory - CG 2001
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Completed Ops Additional Insured
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CG 2037
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Uninsured Subcontractors
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Per Project Aggregate Available
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No Classification Limitation
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Commercial Inland Marine Package, which includes: *Texas Only
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$25,000 Owned Equipment
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Leased/Rented Equipment
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Installation Floater
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$2,500 Miscellaneous Employee Tools
Preferred Plus Program
Tailored to satisfy the Insurance Requirements of the large National Home Builders as well as Commercial Contractors working for a General Contractor with similar requirements. The program offers broader coverage at higher minimum premiums.
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Premiums Starting at $7,000
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No - Action Over Exclusion
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No Premium Audits
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No Residential Tract Limitation
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No - Bodily Injury to Subcontractor Exclusion
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No - Earth Movement and Subsidence Exclusion
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No - Contractual Limitations (contractual language per the CGL Form CG 0001 - StandardISO)
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No - Overspray Exclusion
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No - Damage to Work Preformed by Subcontractors on your behalf Exclusion
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No - Classification Limitation
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Policy is NOT Restricted to contractors working for Homebuilders only
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Deductibles: $5,000 BI/PD
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Includes Contractor Bundle: Blanket A/I, Blanket WOS, Blanket PNC, Blanket CG 2037, PerProject Aggregate, Blanket 30 DNOC
ONLINE QUOTE ANYTIME
Wind Deductible Buy Back Program
(Commercial Only)
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Commercial only
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Real-time quotes through our easy-to-use portal
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Up to $50 million TIV per location (available in all RSI-licensed states)
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Backed by Certain Underwriters at Lloyd’s
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No need to have the primary policy with RSI
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Short-term policies welcome
Designed to help ease the financial burden on policyholders by lowering their deductible after a wind or hail event.
Available exclusively through our Online Rating Portal, you can now access instant quotes for your clients with no more waiting.
